Common Questions

Everything You Need to Know

How do i know if it's time to buy instead of rent?

If you have a steady and secure income and know where you want to live, then its a great time to invest in property.

How do I know what my home is worth?

I will provide a comparative market analysis (CMA) to determine the accurate listing price. I will research recent sales of comparable homes within the area while comparing features and conditions of the home.

How much do I need for a down payment?

There are many different financing assistance programs, some require as little as 0-3.5% down. Yup, you read that right ZERO % down. I know, crazy right! A conventional loan down payment is a minimum of 3% of the sales price. If you want to avoid paying PMI, you can put 20% down. A lender can tell you what types of loans you qualify for. I have several lenders I can refer you to! I would be happy to set you up with a local lender.

I'm interested in purchasing my first home but i have no idea where to start

You're in the right place! I will connect you with a local lender who will get you pre-approved. A pre-approval states the specific loan amount that you're eligible for and the lender has verfied your income and debt information.

What is the difference between being pre-qualified vs. pre-approved?

A pre-qualification is an estimate of what you may qualify for based only on verbal information you provide. A pre-approval states the specific loan amount that you're eligible for.

What can I expect at my appointment with my lender?

I am happy to set you up with a lender & attend your appointment with you, if you'd like. This helps to ensure everyone is on the same page, I am able to ask questions my clients may not think of and get a plan in place. You will get a pre-approval that outlines the specific loan amount that you're eligible for.